Apollo is pleased to be the endorsed employee benefits partner for ESTRA Members. 
As a member, you are eligible to participate in any or all of the following programs:


Health Insurance for You and Your Employees

You are eligible to apply for coverage to begin the first or the fifteenth of any month with any of the carriers and your rate will be good for one year from the effective date.  For each of the carriers, you have the option to select two different plans for your company.  This allows small businesses the same flexibility usually reserved for large companies.  Clicking on the carrier below will provide you with the benefit outlines for that carrier's programs.  Since rates vary by region and group size, we ask that you contact our office at (800) 300-0621
for information relating to your specific area.


Emblem Health Small Businesses                Emblem Health Sole Proprietor

Emblem plans are available in all 62 counties in New York with rates varying according to the county of your business location.  Plan designs and rates offered for groups with employees differ from those offered to sole proprietors.  Highlights include, no copay for dependent children and students for office or specialist visits whether sick or well, over one million
in-network providers nationally and $0 copay for generic medications.

For a better understanding of Emblem's InBalance (Share) Plans, which are
their best value plans, please click on the link below.

Why Our Emblem Smart Share (InBalance) Plans Make Sense



CDPHP

CDPHP Plans are available in 24 counties of eastern and central New York.  Those counties include:  Albany, Broome, Chenango, Columbia, Delaware, Dutchess, Essex, Fulton, Greene, Hamilton, Herkimer, Madison, Montgomery, Oneida, Orange, Otsego, Rensselaer, Saratoga, Schenectady, Schoharie, Tioga, Ulster, Warren and Washington.  These plans are very cost effective.  Plans offered for sole proprietors are the same as offered for groups with employees with a rate differential for sole proprietors.












8 Church Street
Chatham, NY 12037
Telephone: (800) 300-0621    Fax: (518) 392-0536